Deciding Between Acima Leasing and Snap Finance in Brookhaven, GA

You need a lease-to-own option in Brookhaven, GA — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Brookhaven, GA

When choosing a lease-to-own company in Brookhaven, GA, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Brookhaven so you can decide which company sounds best for you.

Snap Finance in Brookhaven, GA vs. Acima Leasing: How They Work

Are there any differences in how Snap Finance and Acima Leasing work? Most Brookhaven, GA lease-to-own companies operate similarly. You shop at an approved Brookhaven retailer online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

You get approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Brookhaven, GA will make the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!

Brookhaven, GA Product Selections: Acima Leasing vs. Snap Finance

The items you can shop for in Brookhaven, GA depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.

Brookhaven, GA Snap Finance Stores vs. Acima Leasing

What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Brookhaven, GA retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Brookhaven stores and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Brookhaven, GA, or check out our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Brookhaven, GA

Everyone in Brookhaven, GA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points during application review. Yet, each has its own set of application and eligibility criteria.

To apply for Snap Finance in Brookhaven, GA, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Finally, a smartphone number and email address must be provided.

With Acima Leasing, shoppers in Brookhaven, GA also need an active checking account with at least $750 in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Acima Leasing or Snap Finance in Brookhaven, GA, the Choice Is Yours

Many shoppers across Brookhaven, GA can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, application process, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.