Choosing a Lease-to-Own Company in Austell, GA
When picking a lease-to-own company in Austell, GA, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Austell and Acima Leasing so you can determine which company is right for you.
How Does Lease-to-Own in Austell, GA Work?
How do Acima Leasing and Snap Finance work? Most Austell, GA lease-to-own companies operate similarly. You shop at an approved Austell retailer online or in person and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, select the eligible products you want, and Snap Finance in Austell, GA or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Austell, GA?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Austell, GA. Typically, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.
Austell, GA Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Austell, GA businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Austell and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Austell, GA stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Austell, GA
Everyone in Austell, GA deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Austell, GA. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Austell, GA also need an active checking account and a monthly income of $750 or more. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Austell, GA, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Austell, GA. Choose the lease-to-own company that works best for you based on approved stores, application process, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.