Choosing a Lease-to-Own Company in Augusta, GA
When selecting a lease-to-own company in Augusta, GA, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Augusta so you can find the right company for you.
How Does Lease-to-Own in Augusta, GA Work?
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Augusta, GA follow similar models. You shop at an approved Augusta retailer online or in person and complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, pick the eligible items you want, and Snap Finance in Augusta, GA or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
Augusta, GA Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Augusta, GA retailers are approved by Snap Finance or Acima Leasing. Generally, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Augusta, GA and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Augusta, GA as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Augusta and the big brands you know, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Augusta, GA stores near you.
Acima Leasing vs. Snap Finance Application and Requirements in Augusta, GA
For shoppers in Augusta, GA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
For Snap Finance, you must be old enough to legally enter into a contract in Augusta, GA. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Augusta, GA requires an active checking account with at least $750 in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Augusta, GA, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Augusta, GA. Select the lease-to-own company that aligns with your needs, considering approved stores, application process, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.