What to Look for in Auburn, GA Lease-to-Own Companies
When choosing a lease-to-own company in Auburn, GA, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Auburn and Snap Finance so you can determine which company is right for you.
How Does Lease-to-Own in Auburn, GA Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most Auburn, GA lease-to-own companies operate similarly. First, you pick from a list of approved Auburn retailers. Next, you shop online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing in Auburn, GA or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Auburn, GA?
The items you can shop for vary based on which Auburn, GA retailers are approved by Snap Finance or Acima Leasing. Generally, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
Auburn, GA and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Approved stores could include anything from local Auburn, GA businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acmia Leasing is available at more than 15,000 retailers in person and online. Select from local Auburn stores and national brands you love, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Auburn, GA or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Auburn, GA?
For shoppers in Auburn, GA with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Auburn, GA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you will need to share your email address and smartphone number.
With Acima Leasing, shoppers in Auburn, GA also need an active checking account and a monthly income of $750 or more. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in Auburn, GA, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Auburn, GA shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible retailers, lease-to-own process, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.