What to Look for in Atlanta, GA Lease-to-Own Companies
When comparing lease-to-own companies in Atlanta, GA, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Atlanta and Acima Leasing so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Atlanta, GA
Are there any differences in how Snap Finance and Acima Leasing work? Whichever Atlanta, GA lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Atlanta and shop in person or online. Then, you complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, select the eligible products you want, and Acima Leasing in Atlanta, GA or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Atlanta, GA Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Atlanta, GA retailers are approved by Snap Finance or Acima Leasing. Generally, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited items include services, anything permanently attached to a home or car, clothing, and consumable goods. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Atlanta, GA
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Atlanta, GA retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Atlanta businesses to national brands you love, including Asus, Purple, and Frigidaire. Find stores near you in Atlanta, GA, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Atlanta, GA?
Snap Finance and Acima Leasing both want to help shoppers in Atlanta GA get the items they need — even if they don't have perfect credit. Each company will examine multiple data points during application review. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Atlanta, GA. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.
For Acima Leasing in Atlanta, GA, you will also need at least $750 in monthly income in an active checking account. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Atlanta, GA? Try Acima Leasing
Acima Leasing and Snap Finance have a lot to offer shoppers in Atlanta, GA. Select the lease-to-own company that aligns with your needs, considering eligible retailers, application process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.