Lease-to-Own in Atlanta, GA: Acima Leasing or Progressive Leasing?

Looking to lease-to-own in Atlanta, GA but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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How Do I Choose Between Lease-to-Own Companies in Atlanta, GA?

Lease-to-own can be helpful when you need new appliances, jewelry, furniture, and other goods but don't have the cash to purchase them outright. Atlanta is full of companies like Progressive Leasing, so how do you pick one? Let's take a closer look at Acima Leasing and Progressive Leasing in Atlanta, GA to guide you in deciding which company offers the requirements, store selection, and application process that fits your needs.

Atlanta Progressive Leasing vs. Acima Leasing: What’s the Process?

How does Acima Leasing work in Atlanta, GA? What about Progressive Leasing? You can expect a similar application process for both. Shop at eligible Atlanta stores, find the items you want, and complete an in-store or online application. Once approved, choose a payment option, sign the agreement, and make an initial payment. Easy-peasy!

How much can you spend? Progressive Leasing’s approval amounts vary, but with Acima Leasing in Atlanta, you can be approved for up to $5,000!

Lease-to-Own Requirements for Progressive Leasing in Atlanta vs. Acima Leasing

Acima Leasing and Progressive Leasing in Atlanta, GA might follow similar application processes, but their leasing requirements differ. For Progressive Leasing, an applicant needs to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

For Acima Leasing in Atlanta, GA, you need to be at least 18 years old (19 in Alabama), have a government-issued ID, a social security or taxpayer identification number, an active checking account with at least $750 per month in income, and 3 months of income history with your current income source.

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Atlanta shoppers with less-than-great credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Progressive Leasing vs. Acima Leasing: Atlanta, GA Stores

What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing in Atlanta allows you to shop at thousands of Atlanta stores and online retailers, such as Kay Jewelers, Mattress Firm, and Best Buy. Double-check that your favorite store is on their list of approved retailers before you shop.

With Acima Leasing, you can choose from over 15,000 stores — including local businesses and nationwide brands. Shop at your favorite retailers, such as GameStop, Ashley HomeStore, Goodyear, and P.C. Richards & Son. Check out which stores are eligible in Atlanta, GA, or view Acima Leasing's online retailers.

Acima Leasing vs. Progressive Leasing: What Can You Lease in Atlanta, GA?

The rules for leasable items at Acima Leasing and Progressive Leasing in Atlanta, GA are quite similar. Typically, an eligible product must be durable, returnable, and for personal or household use. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Is Acima Leasing or Progressive Leasing the Best Atlanta, GA Lease-to-Own Company?

The decision of which Atlanta, GA lease-to-own company to choose is entirely yours to make. To choose the right fit, consider the application process, approval requirements, and which Atlanta stores you want to shop at. To gain more insight into each company, download the apps and read customer reviews. Get the products you need today with lease-to-own shopping power.