Choosing Your Athens, GA Lease-to-Own Company
When comparing lease-to-own companies in Athens, GA, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Athens so you can decide which company sounds best for you.
Understanding How Snap Finance and Acima Leasing in Athens, GA Work
How do Acima Leasing and Snap Finance work? Whichever Athens, GA lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Athens retailer online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, select the eligible products you want, and Snap Finance in Athens, GA or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Athens, GA?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Athens, GA. Usually, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.
Athens, GA Snap Finance Stores vs. Acima Leasing
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Athens, GA and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Athens and national brands you trust, including Ikea, Bestbuy, and Goodyear. Find stores near you in Athens, GA, or check out our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Athens, GA
Snap Finance and Amica Leasing are dedicated to helping Athens, GA shoppers get the items they need — regardless of credit score. Each company weighs multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Athens, GA. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you have to provide an email address and smartphone number.
In a similar vein, Acima Leasing in Athens, GA requires an active checking account with $750 or more in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Athens, GA Lease-to-Own Company
Many shoppers across Athens, GA can benefit from Acima Leasing and Snap Finance — including you. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, lease-to-own process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.