What to Look for in Alpharetta, GA Lease-to-Own Companies
When choosing a lease-to-own company in Alpharetta, GA, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Alpharetta so you can decide which company sounds best for you.
How Does Lease-to-Own in Alpharetta, GA Work?
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Alpharetta, GA follow similar models. First, you pick from a list of approved Alpharetta retailers. Next, you shop online or in person and complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
If you're approved, pick the eligible items you want, and Snap Finance in Alpharetta, GA or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
Alpharetta, GA Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Alpharetta, GA depend on the retailers approved by Acima Leasing or Snap Finance. Usually, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Alpharetta, GA
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Alpharetta, GA as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Alpharetta and trusted name brands, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Alpharetta, GA.
Acima Leasing vs. Snap Finance Application and Requirements in Alpharetta, GA
Snap Finance and Acima Leasing both want to help shoppers in Alpharetta GA get the items they need — even if they don't have perfect credit. Each company will examine multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in Alpharetta, GA, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you will need to provide a smartphone number and email address.
For Acima Leasing in Alpharetta, GA, you will also need an active checking account with $750 or more in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Alpharetta, GA, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Alpharetta, GA. You need to choose the lease-to-own company that meets your needs based on eligible retailers, application process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.