Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Acworth, GA

Looking for a lease-to-own company in Acworth, GA? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Acworth, GA

When comparing lease-to-own companies in Acworth, GA, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Acworth so you can decide which company sounds best for you.

How Does Lease-to-Own in Acworth, GA Work?

Are there any differences in how Snap Finance and Acima Leasing work? Most Acworth, GA lease-to-own companies operate similarly. To start, you choose an approved retailer in Acworth and shop in person or online. Then, you complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

If you're approved, shop for the eligible products you want to get, and Snap Finance in Acworth, GA or Acima Leasing will buy them on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!

What Items Can You Get With Acima Leasing or Snap Finance in Acworth, GA?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Acworth, GA. Typically, eligible products include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.

What Stores Are Approved by Acima Leasing and Snap Finance in Acworth, GA

Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Acworth, GA retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Acworth and national brands you trust, including Asus, Purple, and Frigidaire. Get started today at a store near you in Acworth, GA or with one of our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Acworth, GA?

Snap Finance and Acima Leasing both want to help shoppers in Acworth GA get the items they need — even if they don't have perfect credit. Each company weighs multiple data points during application review. However, they differ slightly in their application and eligibility requirements.

To apply for Snap Finance in Acworth, GA, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you have to provide an email address and smartphone number.

Acima Leasing in Acworth, GA also requires an active checking account and a monthly income of $750 or more. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Looking for Companies Like Snap Finance in Acworth, GA? Try Acima Leasing

Acima Leasing and Snap Finance are great options for Acworth, GA shoppers who could use a little help. Choose the lease-to-own company that works best for you based on eligible retailers, application process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.