Comparing Acima Leasing and Snap Finance in Zephyrhills, FL

Seeking a lease-to-own solution in Zephyrhills, FL? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Zephyrhills, FL

When comparing lease-to-own companies in Zephyrhills, FL, there are several factors to consider, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Zephyrhills so you can find the right company for you.

How Things Work with Snap Finance and Acima Leasing in Zephyrhills, FL

How do Acima Leasing and Snap Finance work? Lease-to-own companies in Zephyrhills, FL tend to work the same way. First, you pick from a list of approved Zephyrhills retailers. Next, you shop online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

Once approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Zephyrhills, FL will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Zephyrhills, FL?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Zephyrhills, FL. Usually, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.

Zephyrhills, FL and Online Stores Accepting Acima Leasing and Snap Finance

Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Zephyrhills, FL and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Zephyrhills and the big brands you know, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Zephyrhills, FL.

Acima Leasing vs. Snap Finance Application and Requirements in Zephyrhills, FL

Both Snap Finance and Amica Leasing support Zephyrhills, FL residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points during application review. But application and eligibility criteria differ slightly between companies.

To apply for Snap Finance in Zephyrhills, FL, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And a smartphone number and email address must be provided.

In a similar vein, Acima Leasing in Zephyrhills, FL requires an active checking account with $750 or more in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Acima Leasing or Snap Finance in Zephyrhills, FL, the Choice Is Yours

Acima Leasing and Snap Finance are great options for Zephyrhills, FL shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering approved stores, process for applying, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.