How to Choose a Lease-to-Own Company in Winter Park, FL
When selecting a lease-to-own company in Winter Park, FL, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Winter Park so you can decide which company sounds best for you.
Snap Finance in Winter Park, FL vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Most Winter Park, FL lease-to-own companies operate similarly. To start, you choose an approved retailer in Winter Park and shop in person or online. Then, you apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, shop for the eligible products you want to get, and Snap Finance in Winter Park, FL or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Can You Lease With Acima Leasing and Snap Finance in Winter Park, FL?
The items you can shop for in Winter Park, FL depend on the retailers approved by Acima Leasing or Snap Finance. Typically, eligible items include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Winter Park, FL
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Winter Park, FL businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Your options range from small Winter Park businesses to national brands you love, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Winter Park, FL stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Winter Park, FL?
Snap Finance and Acima Leasing both want to help shoppers in Winter Park FL get the items they need — even if they don't have perfect credit. Each company will examine multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in Winter Park, FL, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, a smartphone number and email address must be provided.
For Acima Leasing in Winter Park, FL, you will also need an active checking account with at least $750 in monthly income. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Winter Park, FL, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in Winter Park, FL. You need to choose the lease-to-own company that meets your needs based on approved stores, application process, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.