What to Look for in Winter Haven, FL Lease-to-Own Companies
When comparing lease-to-own companies in Winter Haven, FL, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Winter Haven and Snap Finance so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Winter Haven, FL Work
How does Snap Finance work? Or Acima Leasing? Lease-to-own companies in Winter Haven, FL tend to work the same way. To start, you choose an approved retailer in Winter Haven and shop in person or online. Then, you complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, select the eligible products you want, and Acima Leasing in Winter Haven, FL or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!
What Can You Lease With Acima Leasing and Snap Finance in Winter Haven, FL?
The items you can shop for vary based on which Winter Haven, FL retailers are approved by Snap Finance or Acima Leasing. Usually, eligible items include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Winter Haven, FL
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Winter Haven, FL as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Winter Haven and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Winter Haven, FL.
What’s Needed to Apply for Acima Leasing or Snap Finance in Winter Haven, FL
Both Snap Finance and Amica Leasing aim to help shoppers in Winter Haven, FL with less-than-perfect credit get the items they need. Each company weighs multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Winter Haven, FL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to provide a smartphone number and email address.
For Acima Leasing in Winter Haven, FL, you will also need at least $750 in monthly income in an active checking account. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Winter Haven, FL? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Winter Haven, FL shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering approved stores, lease-to-own process, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.