Choosing a Lease-to-Own Company in Winter Garden, FL
When picking a lease-to-own company in Winter Garden, FL, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Winter Garden and Acima Leasing so you know which company is your best fit.
Snap Finance in Winter Garden, FL vs. Acima Leasing: How They Work
How do Acima Leasing and Snap Finance work? Most Winter Garden, FL lease-to-own companies operate similarly. You shop at an approved Winter Garden retailer online or in person and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
If you're approved, pick the eligible items you want, and Acima Leasing in Winter Garden, FL or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Can You Lease With Acima Leasing and Snap Finance in Winter Garden, FL?
The items you can shop for in Winter Garden, FL depend on the retailers approved by Acima Leasing or Snap Finance. Typically, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Winter Garden, FL
What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Winter Garden, FL as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Winter Garden and national brands you trust, including Asus, Purple, and Frigidaire. Get started today at a store near you in Winter Garden, FL or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Winter Garden, FL
Both Snap Finance and Amica Leasing aim to help shoppers in Winter Garden, FL with less-than-perfect credit get the items they need. Each company weighs multiple data points to decide eligibility and spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Winter Garden, FL. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And a smartphone number and email address must be provided.
Acima Leasing in Winter Garden, FL also requires at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Winter Garden, FL
Many shoppers across Winter Garden, FL can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, process for applying, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.