Comparing Acima Leasing and Snap Finance in Wilton Manors, FL

Seeking a lease-to-own solution in Wilton Manors, FL? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing a Lease-to-Own Company in Wilton Manors, FL

When selecting a lease-to-own company in Wilton Manors, FL, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Wilton Manors so you can find the right company for you.

Understanding How Snap Finance and Acima Leasing in Wilton Manors, FL Work

How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Wilton Manors, FL follow similar models. You shop in person or online at an approved Wilton Manors retailer and submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

You get approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Wilton Manors, FL will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!

What Items Can You Get With Acima Leasing or Snap Finance in Wilton Manors, FL?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Wilton Manors, FL. As a general rule of thumb, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.

Acima Leasing vs. Snap Finance Stores in Wilton Manors, FL

Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Wilton Manors, FL and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Wilton Manors and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Wilton Manors, FL stores near you.

What Are the Requirements for Acima Leasing vs. Snap Finance in Wilton Manors, FL?

Everyone in Wilton Manors, FL deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.

To apply for Snap Finance in Wilton Manors, FL, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, a smartphone number and email address must be provided.

In a similar vein, Acima Leasing in Wilton Manors, FL requires at least $750 in monthly income in an active checking account. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Acima Leasing or Snap Finance in Wilton Manors, FL, the Choice Is Yours

Many shoppers across Wilton Manors, FL can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, lease-to-own process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.