Choosing a Lease-to-Own Company in West Palm Beach, FL
When choosing a lease-to-own company in West Palm Beach, FL, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in West Palm Beach so you know which company is your best fit.
Snap Finance in West Palm Beach, FL vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in West Palm Beach, FL follow similar models. First, you pick from a list of approved West Palm Beach retailers. Next, you shop online or in person and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance in West Palm Beach, FL or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in West Palm Beach, FL?
The items you can shop for vary based on which West Palm Beach, FL retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, eligible products include jewelry, electronics, furniture, mattresses, tires, and appliances. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in West Palm Beach, FL
What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. You may be able to choose from local retailers in West Palm Beach, FL as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choices include local business in West Palm Beach and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find West Palm Beach, FL stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in West Palm Beach, FL?
Snap Finance and Amica Leasing are dedicated to helping West Palm Beach, FL shoppers get the items they need — regardless of credit score. Each company weighs multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in West Palm Beach, FL, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And a smartphone number and email address must be provided.
For Acima Leasing in West Palm Beach, FL, you will also need an active checking account with at least $750 in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Looking for Companies Like Snap Finance in West Palm Beach, FL? Try Acima Leasing
Many shoppers across West Palm Beach, FL can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on eligible retailers, lease-to-own process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.