What to Look for in University Park, FL Lease-to-Own Companies

When comparing lease-to-own companies in University Park, FL, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll explore what each of these factors looks like at Snap Finance in University Park and Acima Leasing so you know which company is your best fit.

Understanding How Snap Finance and Acima Leasing in University Park, FL Work

How does Snap Finance work? Or Acima Leasing? Most University Park, FL lease-to-own companies operate similarly. To start, you choose an approved retailer in University Park and shop in person or online. Then, you complete an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

Once approved, shop for the eligible products you want to get, and Acima Leasing in University Park, FL or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in University Park, FL?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in University Park, FL. As a general rule of thumb, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.

University Park, FL and Online Stores Accepting Acima Leasing and Snap Finance

Who accepts Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local University Park, FL retailers and well-known brands like Mattress Land, Pier 1 Imports, and Big O Tires. Before you start shopping, verify which retailers near you are approved.

More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local University Park stores and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in University Park, FL.

What’s Needed to Apply for Acima Leasing or Snap Finance in University Park, FL

Snap Finance and Amica Leasing are dedicated to helping University Park, FL shoppers get the items they need — regardless of credit score. Each company weighs multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in University Park, FL. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Lastly, you have to provide an email address and smartphone number.

Acima Leasing in University Park, FL also requires an active checking account with $750 or more in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Acima Leasing or Snap Finance in University Park, FL, the Choice Is Yours

Acima Leasing and Snap Finance have a lot to offer shoppers in University Park, FL. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.