How to Choose a Lease-to-Own Company in Temple Terrace, FL
When comparing lease-to-own companies in Temple Terrace, FL, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Temple Terrace so you can find the right company for you.
How Does Lease-to-Own in Temple Terrace, FL Work?
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Temple Terrace, FL tend to work the same way. To start, you choose an approved retailer in Temple Terrace and shop in person or online. Then, you fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
Once approved, select the eligible products you want, and Acima Leasing in Temple Terrace, FL or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Keep making payments until the product is yours. That's all there is to it!
What Items Can You Get With Acima Leasing or Snap Finance in Temple Terrace, FL?
The items you can shop for in Temple Terrace, FL depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these items include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Acima Leasing vs. Snap Finance Stores in Temple Terrace, FL
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Temple Terrace, FL businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Temple Terrace businesses to the big brands you know, including Asus, Purple, and Frigidaire. Start shopping at one of our approved online retailers or in person at a store near you in Temple Terrace, FL.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Temple Terrace, FL?
Both Snap Finance and Amica Leasing aim to help shoppers in Temple Terrace, FL with less-than-perfect credit get the items they need. Each company weighs multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Temple Terrace, FL, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Temple Terrace, FL requires an active checking account with at least $750 in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Temple Terrace, FL
Acima Leasing and Snap Finance have a lot to offer shoppers in Temple Terrace, FL. Choose the lease-to-own company that works best for you based on eligible stores, lease-to-own process, and qualification requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. The spending power you need is a quick application away.