Choosing a Lease-to-Own Company in Tampa, FL
When choosing a lease-to-own company in Tampa, FL, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Tampa so you can find the right company for you.
How Does Lease-to-Own in Tampa, FL Work?
Are there any differences in how Snap Finance and Acima Leasing work? Most Tampa, FL lease-to-own companies operate similarly. You shop at an approved Tampa retailer online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
After you're approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Tampa, FL will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!
What Items Can You Get With Acima Leasing or Snap Finance in Tampa, FL?
The items you can shop for in Tampa, FL depend on the retailers approved by Acima Leasing or Snap Finance. Usually, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Tampa, FL and Online Stores Accepting Acima Leasing and Snap Finance
Who accepts Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. These stores might include small businesses in Tampa, FL and big names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Select from local Tampa stores and national brands you trust, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Tampa, FL stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Tampa, FL?
Snap Finance and Amica Leasing are dedicated to helping Tampa, FL shoppers get the items they need — regardless of credit score. Each company will examine multiple data points during application review. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Tampa, FL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Finally, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Tampa, FL also need at least $750 in monthly income in an active checking account. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Tampa, FL
Many shoppers across Tampa, FL can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account eligible retailers, lease-to-own process, and criteria for approval. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.