Deciding Between Acima Leasing and Snap Finance in Tallahassee, FL

You need a lease-to-own option in Tallahassee, FL — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Tallahassee, FL Lease-to-Own Company

When comparing lease-to-own companies in Tallahassee, FL, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Tallahassee so you can determine which company is right for you.

How Things Work with Snap Finance and Acima Leasing in Tallahassee, FL

How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Tallahassee, FL follow similar models. First, you pick from a list of approved Tallahassee retailers. Next, you shop online or in person and apply. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

If you're approved, select the eligible products you want, and Snap Finance in Tallahassee, FL or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!

What Items Can You Get With Acima Leasing or Snap Finance in Tallahassee, FL?

The items you can shop for vary based on which Tallahassee, FL retailers are approved by Snap Finance or Acima Leasing. Usually, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.

Tallahassee, FL and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Tallahassee, FL retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.

Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Tallahassee and national brands you trust, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Tallahassee, FL stores near you.

What Are the Requirements for Acima Leasing vs. Snap Finance in Tallahassee, FL?

Both Snap Finance and Amica Leasing support Tallahassee, FL residents with less-than-perfect credit in getting the essentials they need. Each company weighs multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.

Snap Finance requires you to be old enough to legally enter into a contract in Tallahassee, FL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, a smartphone number and email address must be provided.

For Acima Leasing in Tallahassee, FL, you will also need an active checking account with $750 or more in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Interested in Companies Like Snap Finance? Consider Acima Leasing in Tallahassee, FL

Many shoppers across Tallahassee, FL can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on eligible stores, lease-to-own process, and approval requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.