Choosing a Lease-to-Own Company in Stuart, FL
When picking a lease-to-own company in Stuart, FL, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Stuart so you can find the right company for you.
How Does Lease-to-Own in Stuart, FL Work?
How does Snap Finance work? Or Acima Leasing? Whichever Stuart, FL lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Stuart retailer online or in person and fill out an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, select the eligible products you want, and Acima Leasing in Stuart, FL or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Can You Lease With Acima Leasing and Snap Finance in Stuart, FL?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Stuart, FL. As a general rule of thumb, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in Stuart, FL
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Approved stores could include anything from local Stuart, FL businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Stuart and trusted name brands, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Stuart, FL stores near you.
What Are the Requirements for Acima Leasing vs. Snap Finance in Stuart, FL?
Both Snap Finance and Amica Leasing support Stuart, FL residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Stuart, FL. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And you have to provide an email address and smartphone number.
Acima Leasing in Stuart, FL also requires at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Stuart, FL Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Stuart, FL. Choose the lease-to-own company that works best for you based on approved stores, process for applying, and qualification criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.