Deciding Between Acima Leasing and Snap Finance in Starke, FL

Looking for a lease-to-own company in Starke, FL? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Starke, FL Lease-to-Own Company

When picking a lease-to-own company in Starke, FL, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We’ll dive deeper into what each factor looks like at Acima Leasing in Starke and Snap Finance so you know which company is your best fit.

Snap Finance in Starke, FL vs. Acima Leasing: How They Work

How does Acima Leasing work? Or Snap Finance? Most Starke, FL lease-to-own companies operate similarly. To start, you choose an approved retailer in Starke and shop in person or online. Then, you fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

Once approved, shop for the eligible products you want to get, and Acima Leasing in Starke, FL or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Starke, FL?

The items you can shop for in Starke, FL depend on the retailers approved by Acima Leasing or Snap Finance. Usually, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.

What Stores Are Approved by Acima Leasing and Snap Finance in Starke, FL

What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Starke, FL businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choices include local business in Starke and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in Starke, FL.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Starke, FL?

Snap Finance and Acima Leasing both want to help shoppers in Starke FL get the items they need — even if they don't have perfect credit. Each company will examine multiple data points during application review. However, they differ slightly in their application and eligibility requirements.

To apply for Snap Finance in Starke, FL, you must be old enough to legally enter into a contract. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. And you will need to provide a smartphone number and email address.

For Acima Leasing in Starke, FL, you will also need an active checking account with $750 or more in monthly income. Additionally, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Looking for Companies Like Snap Finance in Starke, FL? Try Acima Leasing

Acima Leasing and Snap Finance are great options for Starke, FL shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on eligible retailers, application process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.