Choosing Your St Petersberg, FL Lease-to-Own Company
When choosing a lease-to-own company in St Petersberg, FL, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in St Petersberg and Snap Finance so you know which company is your best fit.
How Does Lease-to-Own in St Petersberg, FL Work?
How do Acima Leasing and Snap Finance work? Most St Petersberg, FL lease-to-own companies operate similarly. First, you pick from a list of approved St Petersberg retailers. Next, you shop online or in person and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, choose the eligible items you want (within your approval amount) and Snap Finance or Acima Leasing in St Petersberg, FL will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in St Petersberg, FL?
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in St Petersberg, FL. Generally, these items include appliances, tires, electronics, jewelry, mattresses, and furniture. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
What Stores Are Approved by Acima Leasing and Snap Finance in St Petersberg, FL
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. These stores might include small businesses in St Petersberg, FL and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in St Petersberg and national brands you trust, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in St Petersberg, FL or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in St Petersberg, FL?
Everyone in St Petersberg, FL deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company will examine multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
To apply for Snap Finance in St Petersberg, FL, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to share your email address and smartphone number.
For Acima Leasing in St Petersberg, FL, you will also need an active checking account and a monthly income of $750 or more. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in St Petersberg, FL, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in St Petersberg, FL. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, process for applying, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.