What to Look for in St Johns, FL Lease-to-Own Companies
When selecting a lease-to-own company in St Johns, FL, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in St Johns so you know which company is your best fit.
How Things Work with Snap Finance and Acima Leasing in St Johns, FL
Are there any differences in how Snap Finance and Acima Leasing work? Whichever St Johns, FL lease-to-own company you choose, it'll likely operate the same way. You shop at an approved St Johns retailer online or in person and fill out an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, select the eligible products you want, and Acima Leasing or Snap Finance in St Johns, FL will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Keep making payments until the product is yours. That's all there is to it!
St Johns, FL Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which St Johns, FL retailers are approved by Snap Finance or Acima Leasing. As a general rule of thumb, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in St Johns, FL
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. Your options may include local St Johns, FL retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in St Johns and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in St Johns, FL, or check out our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in St Johns, FL?
For shoppers in St Johns, FL with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in St Johns, FL. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to provide a smartphone number and email address.
Acima Leasing in St Johns, FL also requires at least $750 in monthly income in an active checking account. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Acima Leasing or Snap Finance in St Johns, FL, the Choice Is Yours
Acima Leasing and Snap Finance have a lot to offer shoppers in St Johns, FL. You need to choose the lease-to-own company that meets your needs based on eligible stores, lease-to-own process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.