Choosing Between Acima Leasing and Progressive Leasing in St Cloud, FL

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in St Cloud, FL? We compare both options so you have all the info needed to make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Selecting a Lease-to-Own Company in St Cloud, FL

Lease-to-own can be a great solution when you need new tires, appliances, furniture, and other items but don't have the means to purchase them in full. When looking at companies like Progressive Leasing in St Cloud, how do you know which one to pick? Let's compare Acima Leasing in St Cloud, FL against Progressive Leasing so you can decide which company's store selection, requirements, and application process sound right for you.

St Cloud Progressive Leasing vs. Acima Leasing: What’s the Process?

How does Acima Leasing work in St Cloud, FL? What about Progressive Leasing? They both have similar application steps. Shop at eligible St Cloud stores, select the items you want, and fill out an application online or in-store. With your application approved, you'll select a payment option, sign the agreement, and make a first payment. It’s that easy!

What's your shopping power? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in St Cloud!

St Cloud Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

While the application processes for Acima Leasing and Progressive Leasing in St Cloud, FL are alike, their requirements are different. For Progressive Leasing, an applicant needs to provide a social security number (or taxpayer identification number), have a debit or credit card and an open checking account, and be 18 years or older (19 in AL).

Acima Leasing in St Cloud, FL requires you to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Are you shopping in St Cloud with less-than-perfect credit? Both Acima Leasing and Progressive Leasing are designed for you. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Progressive Leasing vs. Acima Leasing: St Cloud, FL Stores

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing partners with thousands of St Cloud stores and online retailers, like Best Buy, Kay Jewelers, and Mattress Firm. Double-check that your favorite store is on their list of approved retailers before you shop.

Acima Leasing has more than 15,000 eligible stores — both local and nationwide. Shop at your favorite retailers, such as Ashley Homestore, P.C. Richards & Son, GameStop, and Goodyear. See which stores are available near you in St Cloud, FL, or shop Acima Leasing's online retailers.

What Can You Lease with Progressive Leasing vs. Acima Leasing in St Cloud, FL?

Progressive Leasing and Acima Leasing in St Cloud, FL consider the same items leasable. In general, durable goods for personal or household use that can be returned are considered eligible. Leasable items include tires, instruments, electronics, furniture, power tools, and much more! Consumables, services, high-risk items, and anything permanently attached to a home or car are ineligible.

Is Progressive Leasing or Acima Leasing in St Cloud, FL Right for You?

Determining the right lease-to-own company in St Cloud, FL is a personal choice we can't make for you. The right choice for you will depend on the application process, approval requirements, and which St Cloud stores you want to shop at. You can read customer reviews and download the apps to get a better feel for each company. Get instant shopping power for the items you need today.