Choosing a Lease-to-Own Company in St Augustine, FL
When picking a lease-to-own company in St Augustine, FL, there are a few key factors to think about, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We’ll dive deeper into what each factor looks like at Acima Leasing in St Augustine and Snap Finance so you can decide which company sounds best for you.
Snap Finance in St Augustine, FL vs. Acima Leasing: How They Work
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in St Augustine, FL follow similar models. You shop in person or online at an approved St Augustine retailer and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.
Once approved, choose the eligible items you want (within your approval amount) and Acima Leasing in St Augustine, FL or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in St Augustine, FL?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in St Augustine, FL. Usually, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in St Augustine, FL
Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in St Augustine, FL as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local St Augustine stores and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in St Augustine, FL, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in St Augustine, FL
Both Snap Finance and Amica Leasing support St Augustine, FL residents with less-than-perfect credit in getting the essentials they need. Each company considers multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in St Augustine, FL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in St Augustine, FL requires at least $750 in monthly income in an active checking account. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Looking for Companies Like Snap Finance in St Augustine, FL? Try Acima Leasing
Snap Finance and Acima Leasing can greatly benefit shoppers like you in St Augustine, FL. Select the lease-to-own company that aligns with your needs, considering eligible stores, process for applying, and qualification criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.