How to Choose a Lease-to-Own Company in Seffner, FL
When choosing a lease-to-own company in Seffner, FL, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Seffner so you can determine which company is right for you.
How Does Lease-to-Own in Seffner, FL Work?
How does Acima Leasing work? Or Snap Finance? Whichever Seffner, FL lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Seffner retailer online or in person and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, shop for the eligible products you want to get, and Acima Leasing in Seffner, FL or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Seffner, FL Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which Seffner, FL retailers are approved by Snap Finance or Acima Leasing. Usually, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. You can visit each company’s website for a more detailed list of qualifying products.
Acima Leasing vs. Snap Finance Stores in Seffner, FL
Where can you shop with Acima Leasing or Snap Finance? Snap Finance works with thousands of retailers in-store and online. You may be able to choose from local retailers in Seffner, FL as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Select from local Seffner stores and national brands you trust, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Seffner, FL stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Seffner, FL
Both Snap Finance and Amica Leasing aim to help shoppers in Seffner, FL with less-than-perfect credit get the items they need. Each company considers multiple data points when reviewing applications and deciding spending power. However, they have slightly different application and eligibility criteria.
Snap Finance requires you to be old enough to legally enter into a contract in Seffner, FL. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Seffner, FL requires an active checking account with $750 or more in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Seffner, FL, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Seffner, FL shoppers who could use a little help. It's important to pick a lease-to-own company that matches your specific needs, taking into account approved stores, application process, and qualification requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. The spending power you need is a quick application away.