Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in Sebring, FL

You’re ready to shop with help from a lease-to-own company in Sebring, FL. But do you go with Acma Leasing or Snap Finance? We cover the important details about each company to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Sebring, FL Lease-to-Own Company

When selecting a lease-to-own company in Sebring, FL, you should consider several factors, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Sebring so you can find the right company for you.

Understanding How Snap Finance and Acima Leasing in Sebring, FL Work

How do Acima Leasing and Snap Finance work? Most Sebring, FL lease-to-own companies operate similarly. You shop in person or online at an approved Sebring retailer and submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

You get approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Sebring, FL will purchase them on your behalf. You'll choose your payment plan and make an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Items Can You Get With Acima Leasing or Snap Finance in Sebring, FL?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Sebring, FL. Generally, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.

Acima Leasing vs. Snap Finance Stores in Sebring, FL

What stores are approved by Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. These stores might include small businesses in Sebring, FL and big names like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Choose from small businesses in Sebring and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Find stores near you in Sebring, FL, or check out our approved online retailers.

Am I Qualified to Apply for Snap Finance or Acima Leasing in Sebring, FL?

Both Snap Finance and Amica Leasing aim to help shoppers in Sebring, FL with less-than-perfect credit get the items they need. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Sebring, FL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you have to provide an email address and smartphone number.

Acima Leasing in Sebring, FL also requires at least $750 in monthly income in an active checking account. Furthermore, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Sebring, FL

Many shoppers across Sebring, FL can benefit from Acima Leasing and Snap Finance — including you. Choose the lease-to-own company that works best for you based on eligible retailers, process for applying, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.