Deciding Between Acima Leasing and Snap Finance in Sarasota, FL

Seeking a lease-to-own solution in Sarasota, FL? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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How to Choose a Lease-to-Own Company in Sarasota, FL

When picking a lease-to-own company in Sarasota, FL, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Sarasota and Snap Finance so you can decide which company sounds best for you.

How Does Lease-to-Own in Sarasota, FL Work?

How does Acima Leasing work? Or Snap Finance? Most Sarasota, FL lease-to-own companies operate similarly. First, you pick from a list of approved Sarasota retailers. Next, you shop online or in person and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

If you're approved, shop for the eligible products you want to get, and Acima Leasing or Snap Finance in Sarasota, FL will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in Sarasota, FL?

The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Sarasota, FL. Typically, these items include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. You can visit each company’s website for a more detailed list of qualifying products.

What Stores Are Approved by Acima Leasing and Snap Finance in Sarasota, FL

Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Sarasota, FL businesses to household names like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Sarasota and trusted name brands, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Sarasota, FL or with one of our approved online retailers.

What’s Needed to Apply for Acima Leasing or Snap Finance in Sarasota, FL

Both Snap Finance and Amica Leasing support Sarasota, FL residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.

For Snap Finance, you must be old enough to legally enter into a contract in Sarasota, FL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And a smartphone number and email address must be provided.

For Acima Leasing in Sarasota, FL, you will also need an active checking account and a monthly income of $750 or more. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Sarasota, FL

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Sarasota, FL. You need to choose the lease-to-own company that meets your needs based on approved stores, process for applying, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.