Snap Finance in Sanford, FL or Acima Leasing: Which is Better for You?

You need a lease-to-own option in Sanford, FL — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Sanford, FL Lease-to-Own Company

When choosing a lease-to-own company in Sanford, FL, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Sanford so you know which company is your best fit.

Understanding How Snap Finance and Acima Leasing in Sanford, FL Work

Are there any differences in how Snap Finance and Acima Leasing work? Whichever Sanford, FL lease-to-own company you choose, it'll likely operate the same way. You shop in person or online at an approved Sanford retailer and apply. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

If you're approved, select the eligible products you want, and Acima Leasing in Sanford, FL or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Items Can You Get With Acima Leasing or Snap Finance in Sanford, FL?

The items you can shop for vary based on which Sanford, FL retailers are approved by Snap Finance or Acima Leasing. Generally, these items include furniture, jewelry, tires, mattresses, appliances, and electronics. Products you can't lease include anything permanently attached to a car or home, clothing, consumable goods, and services. Each company's website will have a more detailed list of the products you can and can't shop for.

What Stores Are Approved by Acima Leasing and Snap Finance in Sanford, FL

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. These stores might include small businesses in Sanford, FL and big names like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Sanford businesses to trusted name brands, including Ikea, Bestbuy, and Goodyear. View our list of approved online retailers, or find Sanford, FL stores near you.

What Are the Requirements for Acima Leasing vs. Snap Finance in Sanford, FL?

Both Snap Finance and Amica Leasing support Sanford, FL residents with less-than-perfect credit in getting the essentials they need. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.

For Snap Finance, you must be old enough to legally enter into a contract in Sanford, FL. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you will need to share your email address and smartphone number.

For Acima Leasing in Sanford, FL, you will also need at least $750 in monthly income in an active checking account. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Acima Leasing or Snap Finance in Sanford, FL, the Choice Is Yours

Acima Leasing and Snap Finance have a lot to offer shoppers in Sanford, FL. Select the lease-to-own company that aligns with your needs, considering approved stores, lease-to-own process, and approval criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.