Choosing Your Saint Petersburg, FL Lease-to-Own Company
When picking a lease-to-own company in Saint Petersburg, FL, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Saint Petersburg so you can decide which company sounds best for you.
How Does Lease-to-Own in Saint Petersburg, FL Work?
How does Snap Finance work? Or Acima Leasing? Most Saint Petersburg, FL lease-to-own companies operate similarly. You shop at an approved Saint Petersburg retailer online or in person and complete an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
Once approved, pick the eligible items you want, and Snap Finance in Saint Petersburg, FL or Acima Leasing will buy them on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
Saint Petersburg, FL Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Saint Petersburg, FL depend on the retailers approved by Acima Leasing or Snap Finance. Usually, these items include jewelry, electronics, furniture, mattresses, tires, and appliances. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.
Acima Leasing vs. Snap Finance Stores in Saint Petersburg, FL
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Saint Petersburg, FL businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Saint Petersburg and trusted name brands, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in Saint Petersburg, FL or with one of our approved online retailers.
What Are the Requirements for Acima Leasing vs. Snap Finance in Saint Petersburg, FL?
Both Snap Finance and Amica Leasing aim to help shoppers in Saint Petersburg, FL with less-than-perfect credit get the items they need. Each company weighs multiple data points during application review. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Saint Petersburg, FL. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you will need to provide a smartphone number and email address.
In a similar vein, Acima Leasing in Saint Petersburg, FL requires at least $750 in monthly income in an active checking account. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Saint Petersburg, FL, the Choice Is Yours
Snap Finance and Acima Leasing can greatly benefit shoppers like you in Saint Petersburg, FL. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, process for applying, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A quick application could be all that stands between you and the spending power you need.