Acima Leasing or Progressive Leasing in Ruskin, FL?

Who do you go to for lease-to-own solutions in Ruskin, FL? Progressive Leasing or Acima Leasing? We dive into the similarities and differences between the companies to help you decide.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Selecting a Lease-to-Own Company in Ruskin, FL

Lease-to-own can be helpful when you need new appliances, jewelry, furniture, and other goods but lack the funds. When looking at companies like Progressive Leasing in Ruskin, how do you know which one to pick? Let's take a closer look at Acima Leasing and Progressive Leasing in Ruskin, FL to help you determine which company has the application process, requirements, and store selection that sounds best for you.

Ruskin Progressive Leasing vs. Acima Leasing: How They Work

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Ruskin, FL? They both have similar application steps. Shop at eligible retailers in Ruskin, select the items you want, and complete an in-store or online application. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. It's that simple!

How much can you get approved for? Progressive Leasing's approval amount varies. With Acima Leasing in Ruskin, you may be approved for up to $5,000!

Ruskin Progressive Leasing vs. Acima Leasing Lease-to-Own Requirements

Although Acima Leasing and Progressive Leasing in Ruskin, FL share similar application processes, they don't have the same requirements. For Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

For Acima Leasing in Ruskin, FL, you need to be 18 years or older (19 in AL), have a social security or taxpayer identification number, a government-issued ID, 3 months of income history with your current source of income, and an active checking account receiving at least $750 a month in income.

Acima Leasing and Progressive Leasing both help shoppers in Ruskin who have less-than-stellar credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Progressive Leasing vs. Acima Leasing: Ruskin, FL Stores

What are the eligible stores for Progressive Leasing and Acima Leasing? Progressive Leasing has thousands of eligible retailers in Ruskin and online, like Best Buy, Kay Jewelers, and Mattress Firm. Make sure you check their full list of approved stores before shopping.

Acima Leasing partners with more than 15,000 stores — both national and local. Shop at the retailers you love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out Acima Leasing's online retailers, or browse Ruskin, FL stores.

What Can You Lease with Progressive Leasing vs. Acima Leasing in Ruskin, FL?

The rules for leasable items at Acima Leasing and Progressive Leasing in Ruskin, FL are quite similar. Generally, durable goods for personal or household use that can be returned are considered eligible. You can lease mattresses, tires, electronics, furniture, instruments, power tools, and more! Items you can't lease include high-risk items, consumables, anything permanently attached to a car or home, and services.

Which Is Right for You: Progressive Leasing or Acima Leasing in Ruskin, FL?

Determining the right lease-to-own company in Ruskin, FL is a personal choice we can't make for you. The right choice for you will depend on which Ruskin retailers you want to shop at, the application process, and approval requirements. Customer reviews and downloading the apps can provide valuable information to help you compare companies. Secure instant shopping power for the products you need today.