Choosing Your Palm Bay, FL Lease-to-Own Company
When choosing a lease-to-own company in Palm Bay, FL, you want to keep a few things in mind, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Palm Bay and Snap Finance so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Palm Bay, FL
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Palm Bay, FL tend to work the same way. You shop at an approved Palm Bay retailer online or in person and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, pick the eligible items you want, and Snap Finance in Palm Bay, FL or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Palm Bay, FL?
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Palm Bay, FL. As a general rule of thumb, eligible products include mattresses, appliances, tires, electronics, furniture, and jewelry. Products you can't lease include services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
Palm Bay, FL Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Palm Bay, FL businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.
Acima Leasing partners with more than 15,000 retailers online and in person. Your options range from small Palm Bay businesses to trusted name brands, including Asus, Purple, and Frigidaire. Get started today at a store near you in Palm Bay, FL or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Palm Bay, FL
For shoppers in Palm Bay, FL with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points to decide eligibility and spending power. However, they differ slightly in their application and eligibility requirements.
Snap Finance requires you to be old enough to legally enter into a contract in Palm Bay, FL. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. And a smartphone number and email address must be provided.
In a similar vein, Acima Leasing in Palm Bay, FL requires an active checking account and a monthly income of $750 or more. Additionally, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Palm Bay, FL
Acima Leasing and Snap Finance are great options for Palm Bay, FL shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on approved stores, process for applying, and approval requirements. Is Acma Leasing right for you? Read our customer reviews online and download the app. You could be a simple application away from the spending power you need.