Acima Leasing or Progressive Leasing in Palm Bay, FL?

Looking to lease-to-own in Palm Bay, FL but don't know if you should choose Progressive Leasing or Acima Leasing? We compare both companies to help you make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Comparing Lease-to-Own Companies in Palm Bay, FL

Lease-to-own can be a great solution when you need new electronics, furniture, tires, and other items but lack the funds. When looking at companies like Progressive Leasing in Palm Bay, how do you know which one to pick? Let’s compare Progressive Leasing and Acima Leasing in Palm Bay, FL to help you determine which company has the best application process, store selection, and requirements for you.

Palm Bay Acima Leasing vs. Progressive Leasing: How Do They Work?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Palm Bay, FL? They both have similar application steps. Browse at eligible Palm Bay retailers, pick out the items you want, and complete an in-store or online application. When your application is approved, you'll choose a payment option, sign all the paperwork, and make a first payment. Easy-peasy!

How much shopping power can you get? Progressive Leasing's approval amount varies. With Acima Leasing in Palm Bay, you may be approved for up to $5,000!

Lease-to-Own Requirements for Progressive Leasing in Palm Bay vs. Acima Leasing

While Acima Leasing and Progressive Leasing in Palm Bay, FL have similar application processes, they have different requirements. Progressive Leasing requires you to be 18 years or older (19 in Alabama), provide a social security number or taxpayer identification number, and have an open checking account and debit or credit card.

Acima Leasing in Palm Bay, FL requires you to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Progressive Leasing and Acima Leasing have another thing in common: They're meant to help Palm Bay shoppers with less-than-great credit. Multiple data points are considered beyond your credit history to determine if you’re a good fit for leasing and your spending power.

Where in Palm Bay Can I Shop with Acima Leasing vs. Progressive Leasing?

What stores accept Acima Leasing or Progressive Leasing? Progressive Leasing has thousands of eligible retailers in Palm Bay and online, like Best Buy, Kay Jewelers, and Mattress Firm. Make sure you check their full list of approved stores before shopping.

Acima Leasing partners with more than 15,000 stores — including national brands and local businesses. Shop at the retailers you love, like Goodyear, GameStop, P.C. Richards & Son, and Ashley Homestore. Check out Acima Leasing's online retailers, or browse Palm Bay, FL stores.

Acima Leasing vs. Progressive Leasing: What Can You Lease in Palm Bay, FL?

The rules for leasable items at Acima Leasing and Progressive Leasing in Palm Bay, FL are quite similar. In general, eligible items are durable goods that are returnable and for personal or household use. Electronics, power tools, mattresses, instruments, tires, furniture, and so much more are leasable! Items are ineligible if they are consumable, high-risk, or permanently attached to a home or car. You also cannot use a lease-to-own company for services.

Is Acima Leasing or Progressive Leasing the Best Palm Bay, FL Lease-to-Own Company?

The decision of which Palm Bay, FL lease-to-own company to choose is entirely yours to make. You have to select the right fit for you based on approval requirements, which stores in Palm Bay you want to shop at, and the application process. You can read customer reviews and download the apps to get a better feel for each company. Lease-to-own can help you get the products you need today.