Choosing Your Oviedo, FL Lease-to-Own Company
When comparing lease-to-own companies in Oviedo, FL, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in Oviedo and Acima Leasing so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Oviedo, FL Work
Are there any differences in how Snap Finance and Acima Leasing work? Most lease-to-own companies in Oviedo, FL follow similar models. First, you pick from a list of approved Oviedo retailers. Next, you shop online or in person and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, shop for the eligible products you want to get, and Snap Finance in Oviedo, FL or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. Continue making payments until you own the product(s) outright — it’s that simple!
Oviedo, FL Product Selections: Acima Leasing vs. Snap Finance
The products you can shop for with Acima Leasing and Snap Finance are determined by the eligible retailers in Oviedo, FL. Generally, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Ineligible items include clothing, consumable goods, services, and anything permanently attached to a home or car. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Oviedo, FL
What stores are approved by Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Oviedo, FL retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
Acima Leasing partners with more than 15,000 retailers online and in person. Choices include local business in Oviedo and national brands you love, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Oviedo, FL or with one of our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Oviedo, FL
Both Snap Finance and Amica Leasing support Oviedo, FL residents with less-than-perfect credit in getting the essentials they need. Multiple data points are taken into consideration when reviewing applications and deciding spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Oviedo, FL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Oviedo, FL requires an active checking account with $750 or more in monthly income. Additionally, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Acima Leasing or Snap Finance in Oviedo, FL, the Choice Is Yours
Many shoppers across Oviedo, FL can benefit from Acima Leasing and Snap Finance — including you. You need to choose the lease-to-own company that meets your needs based on the stores they partner with, lease-to-own process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.