Choosing Your Ocoee, FL Lease-to-Own Company
When picking a lease-to-own company in Ocoee, FL, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Ocoee so you can find the right company for you.
How Things Work with Snap Finance and Acima Leasing in Ocoee, FL
How do Acima Leasing and Snap Finance work? Whichever Ocoee, FL lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Ocoee retailer online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
After you're approved, shop for the eligible products you want to get, and Snap Finance or Acima Leasing in Ocoee, FL will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
Ocoee, FL Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Ocoee, FL depend on the retailers approved by Acima Leasing or Snap Finance. Generally, eligible products include tires, furniture, appliances, jewelry, electronics, and mattresses. Products you can't lease include consumable goods, anything permanently attached to a car or home, services, and clothing. Each company's website will have a more detailed list of the products you can and can't shop for.
Ocoee, FL Snap Finance Stores vs. Acima Leasing
Who accepts Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Ocoee, FL as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Ocoee and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. View our list of approved online retailers, or find Ocoee, FL stores near you.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Ocoee, FL?
Snap Finance and Acima Leasing both want to help shoppers in Ocoee FL get the items they need — even if they don't have perfect credit. Multiple data points are taken into consideration to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Snap Finance requires you to be old enough to legally enter into a contract in Ocoee, FL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you have to provide an email address and smartphone number.
Acima Leasing in Ocoee, FL also requires an active checking account with at least $750 in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Acima Leasing or Snap Finance in Ocoee, FL, the Choice Is Yours
Acima Leasing and Snap Finance are great options for Ocoee, FL shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on approved stores, lease-to-own process, and qualification criteria. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. You could be a simple application away from the spending power you need.