What to Look for in Oakland, FL Lease-to-Own Companies
When selecting a lease-to-own company in Oakland, FL, there are several factors to consider, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Oakland so you can find the right company for you.
Understanding How Snap Finance and Acima Leasing in Oakland, FL Work
How does Snap Finance work? Or Acima Leasing? Whichever Oakland, FL lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved Oakland retailers. Next, you shop online or in person and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
You get approved, pick the eligible items you want, and Acima Leasing or Snap Finance in Oakland, FL will purchase them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Oakland, FL Product Selections: Acima Leasing vs. Snap Finance
Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Oakland, FL. As a general rule of thumb, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
Oakland, FL and Online Stores Accepting Acima Leasing and Snap Finance
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Oakland, FL retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Oakland businesses to national brands you trust, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Oakland, FL stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Oakland, FL
Snap Finance and Acima Leasing both want to help shoppers in Oakland FL get the items they need — even if they don't have perfect credit. Each company will examine multiple data points to decide eligibility and spending power. But application and eligibility criteria differ slightly between companies.
To apply for Snap Finance in Oakland, FL, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Finally, you have to provide an email address and smartphone number.
For Acima Leasing in Oakland, FL, you will also need an active checking account with at least $750 in monthly income. Furthermore, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.
Consider Acima Leasing as Your Oakland, FL Lease-to-Own Company
Acima Leasing and Snap Finance are great options for Oakland, FL shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, application process, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A quick application could be all that stands between you and the spending power you need.