Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in North Lauderdale, FL

Seeking a lease-to-own solution in North Lauderdale, FL? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in North Lauderdale, FL Lease-to-Own Companies

When choosing a lease-to-own company in North Lauderdale, FL, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in North Lauderdale and Acima Leasing so you can decide which company sounds best for you.

How Does Lease-to-Own in North Lauderdale, FL Work?

Are there any differences in how Snap Finance and Acima Leasing work? Whichever North Lauderdale, FL lease-to-own company you choose, it'll likely operate the same way. First, you pick from a list of approved North Lauderdale retailers. Next, you shop online or in person and apply. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

If you're approved, select the eligible products you want, and Acima Leasing in North Lauderdale, FL or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!

What Items Can You Get With Acima Leasing or Snap Finance in North Lauderdale, FL?

The items you can shop for vary based on which North Lauderdale, FL retailers are approved by Snap Finance or Acima Leasing. Usually, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.

What Stores Are Approved by Acima Leasing and Snap Finance in North Lauderdale, FL

Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Your options may include local North Lauderdale, FL retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acima Leasing partners with more than 15,000 retailers online and in person. Select from local North Lauderdale stores and national brands you trust, including GoPro, P.C. Richards & Son, and Big Lots. Get started today at a store near you in North Lauderdale, FL or with one of our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in North Lauderdale, FL

Both Snap Finance and Amica Leasing aim to help shoppers in North Lauderdale, FL with less-than-perfect credit get the items they need. Each company considers multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in North Lauderdale, FL. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. And you will need to share your email address and smartphone number.

Acima Leasing in North Lauderdale, FL also requires an active checking account with $750 or more in monthly income. Moreover, you need to be 18 years or older, provide a government-issued ID and a Social Security number or ITIN (Individual Taxpayer Identification Number), and have a 3-month history with your current source of income.

Consider Acima Leasing as Your North Lauderdale, FL Lease-to-Own Company

Acima Leasing and Snap Finance have a lot to offer shoppers in North Lauderdale, FL. Choose the lease-to-own company that works best for you based on approved stores, process for applying, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.