Choosing Your New Smyrna Beach, FL Lease-to-Own Company
When comparing lease-to-own companies in New Smyrna Beach, FL, you want to keep a few things in mind, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll explore what each of these factors looks like at Snap Finance in New Smyrna Beach and Acima Leasing so you can find the right company for you.
How Does Lease-to-Own in New Smyrna Beach, FL Work?
How do Acima Leasing and Snap Finance work? Lease-to-own companies in New Smyrna Beach, FL tend to work the same way. You shop at an approved New Smyrna Beach retailer online or in person and submit an application. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.
Once approved, pick the eligible items you want, and Snap Finance or Acima Leasing in New Smyrna Beach, FL will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
New Smyrna Beach, FL Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for vary based on which New Smyrna Beach, FL retailers are approved by Snap Finance or Acima Leasing. Usually, these products include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
New Smyrna Beach, FL Snap Finance Stores vs. Acima Leasing
Where can you shop with Acima Leasing or Snap Finance? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local New Smyrna Beach, FL retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in New Smyrna Beach and national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Start shopping at one of our approved online retailers or in person at a store near you in New Smyrna Beach, FL.
Acima Leasing vs. Snap Finance Application and Requirements in New Smyrna Beach, FL
Snap Finance and Acima Leasing both want to help shoppers in New Smyrna Beach FL get the items they need — even if they don't have perfect credit. Each company weighs multiple data points during application review. However, they differ slightly in their application and eligibility requirements.
To apply for Snap Finance in New Smyrna Beach, FL, you must be old enough to legally enter into a contract. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And a smartphone number and email address must be provided.
With Acima Leasing, shoppers in New Smyrna Beach, FL also need an active checking account and a monthly income of $750 or more. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.
Interested in Companies Like Snap Finance? Consider Acima Leasing in New Smyrna Beach, FL
Acima Leasing and Snap Finance are great options for New Smyrna Beach, FL shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on approved stores, process for applying, and qualification requirements. Download the app and check out customer reviews to decide if Acima Leasing is the perfect match. A simple application could put the items you need in your hands today.