Comparing Lease-to-Own Options: Snap Finance and Acima Leasing in New Port Richey, FL

Looking for a lease-to-own company in New Port Richey, FL? You have choices. We compare Acima Leasing and Snap Finance to help you find the right option for your needs.

See Locations by Category

Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

More Information

Choosing a Lease-to-Own Company in New Port Richey, FL

When picking a lease-to-own company in New Port Richey, FL, there are a few key factors to think about, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We’ll dive deeper into what each factor looks like at Acima Leasing in New Port Richey and Snap Finance so you know which company is your best fit.

Understanding How Snap Finance and Acima Leasing in New Port Richey, FL Work

Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in New Port Richey, FL tend to work the same way. You shop at an approved New Port Richey retailer online or in person and fill out an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.

After you're approved, shop for the eligible products you want to get, and Acima Leasing in New Port Richey, FL or Snap Finance will complete the purchase on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Products Can You Shop for With Acima Leasing vs. Snap Finance in New Port Richey, FL?

The items you can shop for in New Port Richey, FL depend on the retailers approved by Acima Leasing or Snap Finance. Typically, eligible items include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.

New Port Richey, FL and Online Stores Accepting Acima Leasing and Snap Finance

Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local New Port Richey, FL businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in New Port Richey and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in New Port Richey, FL.

Acima Leasing vs. Snap Finance Application and Requirements in New Port Richey, FL

Snap Finance and Amica Leasing are dedicated to helping New Port Richey, FL shoppers get the items they need — regardless of credit score. Each company will examine multiple data points to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.

To apply for Snap Finance in New Port Richey, FL, you must be old enough to legally enter into a contract. Snap Finance also requires an active checking account with a consistent monthly income of  $750 to $1000, varying based on the type of product you're shopping for. Lastly, you will need to share your email address and smartphone number.

Acima Leasing in New Port Richey, FL also requires an active checking account with $750 or more in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Interested in Companies Like Snap Finance? Consider Acima Leasing in New Port Richey, FL

Snap Finance and Acima Leasing can greatly benefit shoppers like you in New Port Richey, FL. Choose the lease-to-own company that works best for you based on approved stores, lease-to-own process, and criteria for approval. Is Acma Leasing right for you? Read our customer reviews online and download the app. A quick application could be all that stands between you and the spending power you need.