How to Choose a Lease-to-Own Company in Monticello, FL

When choosing a lease-to-own company in Monticello, FL, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Monticello so you know which company is your best fit.

How Does Lease-to-Own in Monticello, FL Work?

How do Acima Leasing and Snap Finance work? Whichever Monticello, FL lease-to-own company you choose, it'll likely operate the same way. You shop at an approved Monticello retailer online or in person and apply. Acima Leasing offers $300 to $5,000 in shopping power, and Snap Finance offers $150 to $5,000.

After you're approved, shop for the eligible products you want to get, and Acima Leasing in Monticello, FL or Snap Finance will complete the purchase on your behalf. You'll opt into a payment plan and complete your first payment. All you need to do is continue making payments until you own the item(s). It's that easy!

What Items Can You Get With Acima Leasing or Snap Finance in Monticello, FL?

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Monticello, FL. Usually, these products include tires, furniture, appliances, jewelry, electronics, and mattresses. Prohibited products include clothing, consumable goods, services, and anything permanently attached to a home or car. Each company's website will have a more detailed list of the products you can and can't shop for.

Monticello, FL Snap Finance Stores vs. Acima Leasing

Where can you shop with Acima Leasing or Snap Finance? Snap Finance partners with thousands of in-store and online retailers. Your options may include local Monticello, FL retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.

Acmia Leasing is available at more than 15,000 retailers in person and online. Choose from small businesses in Monticello and national brands you love, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Monticello, FL.

What’s Needed to Apply for Acima Leasing or Snap Finance in Monticello, FL

Snap Finance and Acima Leasing both want to help shoppers in Monticello FL get the items they need — even if they don't have perfect credit. Each company considers multiple data points to determine your eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

For Snap Finance, you must be old enough to legally enter into a contract in Monticello, FL. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to share your email address and smartphone number.

With Acima Leasing, shoppers in Monticello, FL also need an active checking account and a monthly income of $750 or more. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Interested in Companies Like Snap Finance? Consider Acima Leasing in Monticello, FL

Acima Leasing and Snap Finance are great options for Monticello, FL shoppers who could use a little help. You need to choose the lease-to-own company that meets your needs based on approved stores, lease-to-own process, and approval criteria. Is Acma Leasing right for you? Read our customer reviews online and download the app. A simple application could put the items you need in your hands today.