Comparing Acima Leasing and Snap Finance in Miramar, FL

You need a lease-to-own option in Miramar, FL — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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What to Look for in Miramar, FL Lease-to-Own Companies

When selecting a lease-to-own company in Miramar, FL, you should consider several factors, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We’ll dive deeper into what each factor looks like at Acima Leasing in Miramar and Snap Finance so you can find the right company for you.

Snap Finance in Miramar, FL vs. Acima Leasing: How They Work

How do Acima Leasing and Snap Finance work? Lease-to-own companies in Miramar, FL tend to work the same way. To start, you choose an approved retailer in Miramar and shop in person or online. Then, you submit an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

If you're approved, select the eligible products you want, and Acima Leasing or Snap Finance in Miramar, FL will purchase them on your behalf. You’ll select a payment plan and complete an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!

Miramar, FL Product Selections: Acima Leasing vs. Snap Finance

The items you can shop for in Miramar, FL depend on the retailers approved by Acima Leasing or Snap Finance. As a general rule of thumb, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include clothing, consumable goods, services, and anything permanently attached to a home or car. You can visit each company’s website for a more detailed list of qualifying products.

Miramar, FL Snap Finance Stores vs. Acima Leasing

Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance works with thousands of retailers in-store and online. Your options may include local Miramar, FL retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Check for approved retailers near you before you begin shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Miramar and trusted name brands, including Asus, Purple, and Frigidaire. Get started today at a store near you in Miramar, FL or with one of our approved online retailers.

What Are the Requirements for Acima Leasing vs. Snap Finance in Miramar, FL?

Everyone in Miramar, FL deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points during application review. But application and eligibility criteria differ slightly between companies.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Miramar, FL. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to share your email address and smartphone number.

In a similar vein, Acima Leasing in Miramar, FL requires an active checking account and a monthly income of $750 or more. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).

Consider Acima Leasing as Your Miramar, FL Lease-to-Own Company

Acima Leasing and Snap Finance have a lot to offer shoppers in Miramar, FL. You need to choose the lease-to-own company that meets your needs based on eligible retailers, lease-to-own process, and criteria for approval. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. You could be a simple application away from the spending power you need.