Choosing Your Miami Gardens, FL Lease-to-Own Company
When choosing a lease-to-own company in Miami Gardens, FL, there are a few key factors to think about, including eligibility requirements, how the process works, the stores you can shop at, and what products you can lease. We'll explore what each of these factors looks like at Snap Finance in Miami Gardens and Acima Leasing so you know which company is your best fit.
How Does Lease-to-Own in Miami Gardens, FL Work?
How does Acima Leasing work? Or Snap Finance? Lease-to-own companies in Miami Gardens, FL tend to work the same way. You shop in person or online at an approved Miami Gardens retailer and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, select the eligible products you want, and Snap Finance or Acima Leasing in Miami Gardens, FL will make the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Keep making payments until the product is yours. That's all there is to it!
Miami Gardens, FL Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Miami Gardens, FL depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. Check each company's website ahead of time to see what items you're allowed to shop for.
What Stores Are Approved by Acima Leasing and Snap Finance in Miami Gardens, FL
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. Approved stores could include anything from local Miami Gardens, FL businesses to household names like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Your options range from small Miami Gardens businesses to national brands you love, including GoPro, P.C. Richards & Son, and Big Lots. Find stores near you in Miami Gardens, FL, or check out our approved online retailers.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Miami Gardens, FL?
For shoppers in Miami Gardens, FL with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company will examine multiple data points during application review. However, they have slightly different application and eligibility criteria.
For Snap Finance, you must be old enough to legally enter into a contract in Miami Gardens, FL. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to provide a smartphone number and email address.
For Acima Leasing in Miami Gardens, FL, you will also need an active checking account with at least $750 in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Acima Leasing or Snap Finance in Miami Gardens, FL, the Choice Is Yours
Many shoppers across Miami Gardens, FL can benefit from Acima Leasing and Snap Finance — including you. It's important to pick a lease-to-own company that matches your specific needs, taking into account the stores they partner with, application process, and approval requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.