Choosing a Lease-to-Own Company in Merritt Island, FL
When picking a lease-to-own company in Merritt Island, FL, you should consider several factors, especially what items you can lease, the stores you can shop at, eligibility criteria, and how the lease-to-own process works. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Merritt Island so you can determine which company is right for you.
Understanding How Snap Finance and Acima Leasing in Merritt Island, FL Work
Are there any differences in how Snap Finance and Acima Leasing work? Lease-to-own companies in Merritt Island, FL tend to work the same way. To start, you choose an approved retailer in Merritt Island and shop in person or online. Then, you fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
After you're approved, pick the eligible items you want, and Snap Finance in Merritt Island, FL or Acima Leasing will buy them on your behalf. You'll pick a payment plan that works for you and may be asked to make a first payment. All you need to do is continue making payments until you own the item(s). It's that easy!
Merritt Island, FL Product Selections: Acima Leasing vs. Snap Finance
The items you can shop for in Merritt Island, FL depend on the retailers approved by Acima Leasing or Snap Finance. Generally, these products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited products include consumable goods, anything permanently attached to a car or home, services, and clothing. To see a more detailed list of qualifying products, be sure to visit each company's website.
Merritt Island, FL Snap Finance Stores vs. Acima Leasing
Where can you shop with help from Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Merritt Island, FL as well as major brands like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm which nearby retailers are approved before you shop.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Merritt Island and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Start shopping at one of our approved online retailers or in person at a store near you in Merritt Island, FL.
Am I Qualified to Apply for Snap Finance or Acima Leasing in Merritt Island, FL?
Everyone in Merritt Island, FL deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points to determine your eligibility and spending power. However, they have slightly different application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Merritt Island, FL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. And a smartphone number and email address must be provided.
With Acima Leasing, shoppers in Merritt Island, FL also need an active checking account with at least $750 in monthly income. Furthermore, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Merritt Island, FL Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Merritt Island, FL. Choose the lease-to-own company that works best for you based on eligible stores, lease-to-own process, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.