How to Choose a Lease-to-Own Company in Melbourne, FL
When selecting a lease-to-own company in Melbourne, FL, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll explore what each of these factors looks like at Snap Finance in Melbourne and Acima Leasing so you know which company is your best fit.
Understanding How Snap Finance and Acima Leasing in Melbourne, FL Work
How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Melbourne, FL follow similar models. First, you pick from a list of approved Melbourne retailers. Next, you shop online or in person and complete an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
You get approved, select the eligible products you want, and Acima Leasing or Snap Finance in Melbourne, FL will purchase them on your behalf. You'll choose your payment plan and make an initial payment. All you need to do is continue making payments until you own the item(s). It's that easy!
What Items Can You Get With Acima Leasing or Snap Finance in Melbourne, FL?
The items you can shop for in Melbourne, FL depend on the retailers approved by Acima Leasing or Snap Finance. Usually, these products include jewelry, electronics, furniture, mattresses, tires, and appliances. You cannot lease services, anything permanently attached to a home or car, clothing, and consumable goods. You can visit each company’s website for a more detailed list of qualifying products.
What Stores Are Approved by Acima Leasing and Snap Finance in Melbourne, FL
Who accepts Snap Finance or Acima Leasing? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Melbourne, FL as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm your favorite retailer is a Snap Finance partner before shopping.
More than 15,000 online and in-store retailers partner with Acima Leasing. Choose from small businesses in Melbourne and the big brands you know, including Asus, Purple, and Frigidaire. Find stores near you in Melbourne, FL, or check out our approved online retailers.
What’s Needed to Apply for Acima Leasing or Snap Finance in Melbourne, FL
Snap Finance and Acima Leasing both want to help shoppers in Melbourne FL get the items they need — even if they don't have perfect credit. Each company considers multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
For Snap Finance, you must be old enough to legally enter into a contract in Melbourne, FL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Lastly, you will need to provide a smartphone number and email address.
Acima Leasing in Melbourne, FL also requires an active checking account with $750 or more in monthly income. Moreover, you must be 18 years or older and have 3 months of history with your current income source, a government-issued ID, and a social security number or Individual Taxpayer Identification Number (ITIN).
Consider Acima Leasing as Your Melbourne, FL Lease-to-Own Company
Acima Leasing and Snap Finance have a lot to offer shoppers in Melbourne, FL. Choose the lease-to-own company that works best for you based on the stores they partner with, application process, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.