Comparing Acima Leasing and Snap Finance in Mary Esther, FL

Seeking a lease-to-own solution in Mary Esther, FL? We compare Acima Leasing and Snap Finance to help guide your decision

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

Get started with Acima today!

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Choosing Your Mary Esther, FL Lease-to-Own Company

When selecting a lease-to-own company in Mary Esther, FL, you should consider several factors, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Mary Esther so you can find the right company for you.

How Does Lease-to-Own in Mary Esther, FL Work?

How does Snap Finance work? Or Acima Leasing? Whichever Mary Esther, FL lease-to-own company you choose, it'll likely operate the same way. To start, you choose an approved retailer in Mary Esther and shop in person or online. Then, you complete an application. With Snap Finance, you can be approved for $150 to $5,000. With Acima Leasing, you could get $300 to $5,000 in shopping power.

After you're approved, shop for the eligible products you want to get, and Snap Finance in Mary Esther, FL or Acima Leasing will buy them on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Items Can You Get With Acima Leasing or Snap Finance in Mary Esther, FL?

The items you can shop for vary based on which Mary Esther, FL retailers are approved by Snap Finance or Acima Leasing. Generally, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited items include consumable goods, anything permanently attached to a car or home, services, and clothing. Check each company's website ahead of time to see what items you're allowed to shop for.

Mary Esther, FL Snap Finance Stores vs. Acima Leasing

Where can you shop with help from Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Your options may include local Mary Esther, FL retailers and well-known brands like Pier 1 Imports, Big O Tires, and Mattress Land. Check for approved retailers near you before you begin shopping.

You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Mary Esther and national brands you trust, including Ikea, Bestbuy, and Goodyear. Get started today at a store near you in Mary Esther, FL or with one of our approved online retailers.

Acima Leasing vs. Snap Finance Application and Requirements in Mary Esther, FL

Everyone in Mary Esther, FL deserves to get the items they need, even if they don't have the best credit. Acima Leasing and Snap Finance are here to help those shoppers. Each company considers multiple data points to decide eligibility and spending power. Yet, each has its own set of application and eligibility criteria.

Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Mary Esther, FL. You will also need an active checking account with a steady monthly income of $750 to $1000, depending on the type of product you’re interested in. Lastly, you will need to share your email address and smartphone number.

In a similar vein, Acima Leasing in Mary Esther, FL requires at least $750 in monthly income in an active checking account. Furthermore, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Looking for Companies Like Snap Finance in Mary Esther, FL? Try Acima Leasing

Acima Leasing and Snap Finance have a lot to offer shoppers in Mary Esther, FL. Select the lease-to-own company that aligns with your needs, considering approved stores, application process, and qualification requirements. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. The spending power you need is a quick application away.