Acima Leasing or Progressive Leasing in Lutz, FL?

Need a lease-to-own solution but can't choose between Acima Leasing and Progressive Leasing in Lutz, FL? We compare both options so you have all the info needed to make a decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Between Lutz, FL Lease-to-Own Companies

Lease-to-own can be a great option when you need new appliances, jewelry, furniture, and other goods but lack the funds. When looking at companies like Progressive Leasing in Lutz, how do you know which one to pick? Let's dive into Progressive Leasing and Acima Leasing in Lutz, FL to guide you in deciding which company has the application process, requirements, and store selection that sounds best for you.

Lutz Acima Leasing vs. Progressive Leasing: How Do They Work?

What does the lease-to-own process look like for Acima Leasing and Progressive Leasing in Lutz, FL? Both companies follow similar application processes. Shop at your favorite eligible stores in Lutz, pick out the items you want, and complete an in-store or online application. After being approved, select a payment option, sign your agreement, and complete an initial payment. It’s that easy!

How much can you get approved for? Progressive Leasing has varying approval amounts, but you can be approved for up to $5,000 with Acima Leasing in Lutz!

Lease-to-Own Requirements for Progressive Leasing in Lutz vs. Acima Leasing

While the application processes for Acima Leasing and Progressive Leasing in Lutz, FL are alike, their requirements are different. For Progressive Leasing, you need to have an open checking account with a debit or credit card, be 18 years or older (19 in Alabama), and provide a social security or taxpayer identification number.

For Acima Leasing in Lutz, FL, you need to have 3 months of income history with your current income source, an active checking account with an income of at least $750 a month, a social security number or taxpayer identification number, a government-issued ID, and be 18 years or older (19 in Alabama).

Both Acima Leasing and Progressive Leasing are designed for shoppers in Lutz with less-than-perfect credit. We use more than just your credit history when considering your application and determining your spending power.

Where in Lutz Can I Shop with Acima Leasing vs. Progressive Leasing?

Where can you use Progressive Leasing or Acima Leasing to shop? Progressive Leasing lets you shop at thousands of stores online and in Lutz, including Mattress Firm, Best Buy, and Kay Jewelers. Double-check that your favorite store is on their list of approved retailers before you shop.

Acima Leasing lets you choose from more than 15,000 stores — both local and nationwide. Shop at the retailers you love, like P.C. Richards & Son, Goodyear, Ashley Homestore, and GameStop. Check out Acima Leasing's online retailers, or browse Lutz, FL stores.

What Items Can You Get with Acima Leasing vs. Progressive Leasing in Lutz, FL

Acima Leasing and Progressive Leasing in Lutz, FL follow similar guidelines for leasable items. Broadly speaking, eligible items are durable goods that are returnable and for personal or household use. You can lease furniture, electronics, tires, mattresses, power tools, instruments, and so much more! Ineligible items include anything permanently attached to a home or car, high-risk items, services, and consumables.

Which Is Right for You: Progressive Leasing or Acima Leasing in Lutz, FL?

Determining the right lease-to-own company in Lutz, FL is a personal choice we can't make for you. To choose the right fit, consider which Lutz retailers you want to shop at, the application process, and approval requirements. You can read customer reviews and download the apps to get a better feel for each company. Get instant shopping power for the items you need today.