Snap Finance in Leesburg, FL or Acima Leasing: Which is Better for You?

You need a lease-to-own option in Leesburg, FL — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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How to Choose a Lease-to-Own Company in Leesburg, FL

When selecting a lease-to-own company in Leesburg, FL, you want to keep a few things in mind, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Leesburg so you can decide which company sounds best for you.

Snap Finance in Leesburg, FL vs. Acima Leasing: How They Work

How does Acima Leasing work? Or Snap Finance? Most Leesburg, FL lease-to-own companies operate similarly. You shop in person or online at an approved Leesburg retailer and submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

You get approved, shop for the eligible products you want to get, and Acima Leasing in Leesburg, FL or Snap Finance will complete the purchase on your behalf. You’ll select a payment plan and complete an initial payment. Simply keep making payments until the item is yours — it's that straightforward!

What Can You Lease With Acima Leasing and Snap Finance in Leesburg, FL?

The items you can shop for vary based on which Leesburg, FL retailers are approved by Snap Finance or Acima Leasing. Generally, these products include mattresses, appliances, tires, electronics, furniture, and jewelry. Prohibited products include services, anything permanently attached to a home or car, clothing, and consumable goods. To see a more detailed list of qualifying products, be sure to visit each company's website.

What Stores Are Approved by Acima Leasing and Snap Finance in Leesburg, FL

What stores are approved by Snap Finance or Acima Leasing? You can apply for Snap Finance at thousands of online and brick-and-mortar stores. Approved stores could include anything from local Leesburg, FL businesses to household names like Mattress Land, Pier 1 Imports, and Big O Tires. Confirm your favorite retailer is a Snap Finance partner before shopping.

More than 15,000 online and in-store retailers partner with Acima Leasing. Choices include local business in Leesburg and the big brands you know, including GoPro, P.C. Richards & Son, and Big Lots. View our list of approved online retailers, or find Leesburg, FL stores near you.

What’s Needed to Apply for Acima Leasing or Snap Finance in Leesburg, FL

For shoppers in Leesburg, FL with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Multiple data points are taken into consideration to determine your eligibility and spending power. However, they differ slightly in their application and eligibility requirements.

To apply for Snap Finance in Leesburg, FL, you must be old enough to legally enter into a contract. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. And you will need to provide a smartphone number and email address.

With Acima Leasing, shoppers in Leesburg, FL also need at least $750 in monthly income in an active checking account. Moreover, you must provide a government-issued ID and social security or Individual Taxpayer Identification Number (ITIN), have at least a 3-month history with your current income source, and be 18 years or older.

Acima Leasing or Snap Finance in Leesburg, FL, the Choice Is Yours

Acima Leasing and Snap Finance are great options for Leesburg, FL shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering approved stores, lease-to-own process, and approval requirements. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A quick application could be all that stands between you and the spending power you need.