Choosing a Lease-to-Own Company in Lakeland, FL
When comparing lease-to-own companies in Lakeland, FL, there are a few key factors to think about, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Lakeland so you can find the right company for you.
Snap Finance in Lakeland, FL vs. Acima Leasing: How They Work
How does Snap Finance work? Or Acima Leasing? Most lease-to-own companies in Lakeland, FL follow similar models. You shop in person or online at an approved Lakeland retailer and fill out an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.
You get approved, pick the eligible items you want, and Acima Leasing in Lakeland, FL or Snap Finance will complete the purchase on your behalf. You'll choose your payment plan and make an initial payment. Continue making payments until you own the product(s) outright — it’s that simple!
What Items Can You Get With Acima Leasing or Snap Finance in Lakeland, FL?
The items you can shop for in Lakeland, FL depend on the retailers approved by Acima Leasing or Snap Finance. Usually, eligible products include furniture, jewelry, tires, mattresses, appliances, and electronics. Prohibited items include anything permanently attached to a car or home, clothing, consumable goods, and services. Check each company's website ahead of time to see what items you're allowed to shop for.
Lakeland, FL and Online Stores Accepting Acima Leasing and Snap Finance
What stores are approved by Snap Finance or Acima Leasing? Snap Finance partners with thousands of in-store and online retailers. You may be able to choose from local retailers in Lakeland, FL as well as major brands like Big O Tires, Mattress Land, and Pier 1 Imports. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Your options range from small Lakeland businesses to national brands you love, including Asus, Purple, and Frigidaire. View our list of approved online retailers, or find Lakeland, FL stores near you.
What’s Needed to Apply for Acima Leasing or Snap Finance in Lakeland, FL
Both Snap Finance and Amica Leasing support Lakeland, FL residents with less-than-perfect credit in getting the essentials they need. Each company weighs multiple data points to determine your eligibility and spending power. But application and eligibility criteria differ slightly between companies.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Lakeland, FL. Snap Finance also requires an active checking account with a consistent monthly income of $750 to $1000, varying based on the type of product you're shopping for. Finally, you have to provide an email address and smartphone number.
With Acima Leasing, shoppers in Lakeland, FL also need an active checking account with at least $750 in monthly income. Additionally, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Interested in Companies Like Snap Finance? Consider Acima Leasing in Lakeland, FL
Acima Leasing and Snap Finance are great options for Lakeland, FL shoppers who could use a little help. Choose the lease-to-own company that works best for you based on the stores they partner with, process for applying, and approval criteria. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. You could be a simple application away from the spending power you need.