Snap Finance in Lake Worth, FL or Acima Leasing: Which is Better for You?

You need a lease-to-own option in Lake Worth, FL — but how do you choose between Acima Leasing and Snap Finance? We give you the rundown on both companies to help you make an informed decision.

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Acima makes it possible.*

Flexible terms that put you in control.

  • Complete the Lease

    After all scheduled payments have been made as detailed in your agreement, the merchandise is yours to keep.

  • Early Purchase Savings

    You can choose to purchase your item at any point during the lease at a discount.  The sooner you do so, the more you save.

  • Hassle-Free Returns

    If you no longer want to keep an item, you have the option to return it in good condition with no further obligation.

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Choosing Your Lake Worth, FL Lease-to-Own Company

When comparing lease-to-own companies in Lake Worth, FL, there are several factors to consider, such as the stores you can shop at, the items you can lease, eligibility criteria, and how the process works. We'll examine each factor closely to see how it applies to Acima Leasing and Snap Finance in Lake Worth so you know which company is your best fit.

How Does Lease-to-Own in Lake Worth, FL Work?

How do Acima Leasing and Snap Finance work? Most lease-to-own companies in Lake Worth, FL follow similar models. To start, you choose an approved retailer in Lake Worth and shop in person or online. Then, you submit an application. Through Snap Finance, you may receive $150 to $5,000 in shopping power. Acima Leasing offers approvals from $300 to $5,000.

You get approved, pick the eligible items you want, and Snap Finance or Acima Leasing in Lake Worth, FL will make the purchase on your behalf. You'll choose your payment plan and make an initial payment. Keep making payments until the product is yours. That's all there is to it!

Lake Worth, FL Product Selections: Acima Leasing vs. Snap Finance

Acima Leasing's and Snap Finance's approved retailers determine which items you can shop for in Lake Worth, FL. Typically, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. You cannot lease anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.

Lake Worth, FL and Online Stores Accepting Acima Leasing and Snap Finance

Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. Your options may include local Lake Worth, FL retailers and well-known brands like Big O Tires, Mattress Land, and Pier 1 Imports. Before you start shopping, verify which retailers near you are approved.

Acima Leasing partners with more than 15,000 retailers online and in person. Select from local Lake Worth stores and national brands you trust, including Ikea, Bestbuy, and Goodyear. Start shopping at one of our approved online retailers or in person at a store near you in Lake Worth, FL.

What Are the Requirements for Acima Leasing vs. Snap Finance in Lake Worth, FL?

Both Snap Finance and Amica Leasing aim to help shoppers in Lake Worth, FL with less-than-perfect credit get the items they need. Each company will examine multiple data points when reviewing applications and deciding spending power. However, they differ slightly in their application and eligibility requirements.

For Snap Finance, you must be old enough to legally enter into a contract in Lake Worth, FL. You must also have an active checking account and a consistent monthly income between $750 and $1000. This amount can vary based on the type of product you want. Lastly, you will need to provide a smartphone number and email address.

With Acima Leasing, shoppers in Lake Worth, FL also need an active checking account with $750 or more in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.

Looking for Companies Like Snap Finance in Lake Worth, FL? Try Acima Leasing

Snap Finance and Acima Leasing can greatly benefit shoppers like you in Lake Worth, FL. Select the lease-to-own company that aligns with your needs, considering the stores they partner with, process for applying, and criteria for approval. You can read customer reviews online and download the app to see if Acima Leasing is the best fit for you. A simple application could put the items you need in your hands today.