How to Choose a Lease-to-Own Company in Lake Worth Beach, FL
When comparing lease-to-own companies in Lake Worth Beach, FL, there are several factors to consider, including how the lease-to-own process works, the types of products you can lease, the stores you can shop at, and the eligibility requirements. We'll take a closer look at each of these factors at Acima Leasing and Snap Finance in Lake Worth Beach so you know which company is your best fit.
How Does Lease-to-Own in Lake Worth Beach, FL Work?
How does Acima Leasing work? Or Snap Finance? Most lease-to-own companies in Lake Worth Beach, FL follow similar models. To start, you choose an approved retailer in Lake Worth Beach and shop in person or online. Then, you submit an application. Snap Finance offers approvals from $150 to $5,000, and Acima Leasing offers $300 to $5,000 in shopping power.
After you're approved, select the eligible products you want, and Snap Finance or Acima Leasing in Lake Worth Beach, FL will make the purchase on your behalf. You'll opt into a payment plan and complete your first payment. Simply keep making payments until the item is yours — it's that straightforward!
What Products Can You Shop for With Acima Leasing vs. Snap Finance in Lake Worth Beach, FL?
The items you can shop for in Lake Worth Beach, FL depend on the retailers approved by Acima Leasing or Snap Finance. Usually, eligible items include appliances, tires, electronics, jewelry, mattresses, and furniture. Ineligible items include anything permanently attached to a car or home, clothing, consumable goods, and services. To see a more detailed list of qualifying products, be sure to visit each company's website.
Acima Leasing vs. Snap Finance Stores in Lake Worth Beach, FL
Where can you shop with Acima Leasing or Snap Finance? Snap Finance is available at thousands of online and in-store retailers. You may be able to choose from local retailers in Lake Worth Beach, FL as well as major brands like Pier 1 Imports, Big O Tires, and Mattress Land. Confirm which nearby retailers are approved before you shop.
You can apply for Acima Leasing at more than 15,000 online and in-person locations. Choose from small businesses in Lake Worth Beach and the big brands you know, including Ashley Furniture, Guitar Center, and GameStop. Get started today at a store near you in Lake Worth Beach, FL or with one of our approved online retailers.
Acima Leasing vs. Snap Finance Application and Requirements in Lake Worth Beach, FL
For shoppers in Lake Worth Beach, FL with less-than-perfect credit, both Snap Finance and Amica Leasing provide the opportunity to get the items they need. Each company considers multiple data points when reviewing applications and deciding spending power. Yet, each has its own set of application and eligibility criteria.
Regarding age requirements, you must be old enough to legally enter into a contract to apply for Snap Finance in Lake Worth Beach, FL. You also need a steady monthly income of $750 to $1,000 (depending on your desired product) in an active checking account. Finally, you will need to share your email address and smartphone number.
In a similar vein, Acima Leasing in Lake Worth Beach, FL requires an active checking account with at least $750 in monthly income. Moreover, you must have 3 months of history with your current source of income, be at least 18 years old, and provide a social security number or Individual Taxpayer Identification Number (ITIN) and government-issued identification.
Looking for Companies Like Snap Finance in Lake Worth Beach, FL? Try Acima Leasing
Acima Leasing and Snap Finance are great options for Lake Worth Beach, FL shoppers who could use a little help. Select the lease-to-own company that aligns with your needs, considering eligible stores, process for applying, and approval criteria. Reading customer reviews and browsing the app can help determine if Acima Leasing is the best match. A simple application could put the items you need in your hands today.